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Program Highlights

Conventional

  • DTI per AUS Findings
  • Credit Score per AUS Findings
  • 2nd Home to 90% LTV
  • Home Ready
  • Home Possible
  • 2/1 Buydown
  • Non Agency 2nd Home and Investment Properties

FHA

  • 600 Minimum Credit Score
  • Manual Underwrite Available
  • 2/1 Buydown
  • Existing Mobile Homes

VA

  • 600 Minimum Credit Score
  • Manual Underwrite Available

USDA

  • 100% Purchase Transactions
  • 600 Minimum Credit Score
  • Manual Underwrite Available

Jumbo

  • Primary up to 1.5 million
  • 90% LTV
  • 700 Credit Score

AHFA

  • 4% 2nd Mortgage for down payment and closing costs
  • CLTVs up to 104%
  • FHA, VA and Conventional
  • No first time homebuyer requirements
  • Covers entire state of Alabama
  • No Acreage restrictions
  • Income Limit of $130,600 (Based off of qualifying borrower, not household income)
  • Manufactured homes are eligible

Call for additional information today.

Shanon Jarmon

Business Development

NMLS# 46945

Office: 205-986-6027

2850 19th St South, Suite 300
Birmingham, Al 35209

Hamilton Mortgage (NMLS ID #46945) at 2850 19th Street S, Suite 300, Birmingham, AL 35209 205-870-7333. Provided for informational purposes only. This is not an offer to enter into an agreement or a commitment to lend. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states. Other restrictions and limitations may apply. Hamilton Mortgage is not affiliated with any government agency. Hamilton Mortgage is required to disclose the following license information: GA Mortgage Lender License 35654; MS Mortgage Lender License 46945; AL Consumer Credit License 20939; TN Mortgage License 114912. To view all of our licenses, visit http://www.nmlsconsumeraccess.org/.