Once you decide that you would like to obtain your home loan through Hamilton Mortgage, you’ll be amazed at how quickly and simply the loan process moves. Before you know it, you’ll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, we provide you with regular updates to ensure you are aware of the progress of your loan application as well as any additional information we may need. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is always just a phone call away.
Here’s a quick overview of the loan-application process
Once you’ve selected a property and have a contract with the Seller, the next step is to complete your loan application. This can be done easily through our website. To get started, simply select an application from the list on the left.
After you have completed and submitted the application, the lending process begins. We will contact you with the relevant next steps and work with you as you choose the correct loan option for your needs. Then, at the appropriate time, we will order a property appraisal for you.
Working through these steps allows us to get your loan approved and ultimately funded.
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Now that your loan is approved it is time to prepare for closing.
Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors, which make your purchase go smoothly.
We will coordinate with the escrow team and you’ll sign the final papers at their office.
Simple, Straightforward, Cost Effective, and FAST![/vcex_teaser][vcex_spacing size=”10px”]
